The first step of your debt free journey is to "Start Tracking What You Spend." To keep track of what you spend each month, write it down. Take your monthly bills, for example.
Student loan debt is crippling many people's lives in the U.S, and while we're all crossing our fingers, Uncle Joe Biden (U.S President) might have some last-minute student debt forgiveness scheme in the works. Praying for a miracle is probably not the best strategy.
How...